1. Information We Collect

We collect personal and non-personal information to provide you with a seamless experience. The information we collect includes:

• Personal Information: Name, email address, phone number, and payment details.
• Usage Data: Details of how you use the app, including IP addresses, device types, and browsing behavior.
• Location Data: Geolocation information to offer location-based services (optional).

2. How We Use Your Information

Your information helps us improve your experience with ZERTH PAY. We use the information for:

• Processing transactions and managing your account.
• Sending you updates, promotions, and notifications about features and offers.
• Analyzing trends and usage patterns to enhance our app.
• Providing personalized services based on your preferences.

3. Data Sharing and Disclosure

We do not sell or rent your personal information to third parties. However, we may share your data in the following cases:

• With trusted service providers who assist in app operations and security.
• When required by law or to comply with legal obligations, including the NDPR.
• With partners to provide joint services, with your consent.

4. Data Security

ZERTH PAY takes the protection of your data seriously. We use industry-standard encryption and security measures to ensure your information is secure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies

We use cookies to enhance your experience on our app. Cookies help us remember your preferences, improve performance, and analyze usage patterns. You can control cookie settings through your browser, but disabling cookies may affect the functionality of some features.

6. Your Rights Under NDPR

As a data subject under the Nigeria Data Protection Regulation (NDPR), you have the following rights:

• Access your personal data that we hold.
• Rectify any inaccurate or incomplete data.
• Request the erasure of your personal data, subject to legal obligations and retention periods.
• Object to the processing of your data for certain purposes (e.g., marketing).
• Withdraw consent where processing is based on consent.

You can exercise these rights by contacting us through the information provided at the end of this policy.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. After this period, we will securely dispose of or anonymize your personal data.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make changes, we will notify you through the app or via email. The updated policy will be effective immediately upon posting. It is your responsibility to review this Privacy Policy periodically to stay informed of any changes.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, or wish to exercise your rights under the NDPR, please contact us at:

Email: kpietrades@gmail.com