Terms & Conditions

Please read these Terms and Conditions carefully before using the ZERTH PAY app and website. By accessing or using our services, you agree to be bound by these terms.

1. Acceptance of Terms

By registering for or using ZERTH PAY, you confirm that you are at least 18 years of age and agree to comply with these Terms & Conditions and any applicable Nigerian laws and regulations.

2. Services Provided

ZERTH PAY offers digital financial services including but not limited to fund transfers, bill payments, flight/hotel/event bookings, and merchant services. We reserve the right to modify or discontinue services without prior notice.

3. Account Security

You are responsible for maintaining the confidentiality of your account login details. ZERTH PAY is not liable for any loss or damage arising from unauthorized access due to your negligence.

4. User Obligations

  • Provide accurate and truthful information during registration and usage.
  • Refrain from using the platform for fraudulent, illegal, or harmful purposes.
  • Comply with all applicable financial and anti-money laundering regulations in Nigeria.

5. Fees and Charges

ZERTH PAY may charge fees for certain services. All charges will be communicated clearly before any transaction. By using the service, you consent to the applicable charges.

6. Privacy and Data Use

We collect and process user data in compliance with the Nigeria Data Protection Regulation (NDPR). Please refer to our Privacy Policy for more details.

7. Intellectual Property

All content, trademarks, and technology used on ZERTH PAY are the property of KPIE GLOBAL LIMITED and protected under applicable copyright and trademark laws.

8. Limitation of Liability

ZERTH PAY shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use the platform, including but not limited to service interruptions, errors, or loss of data.

9. Suspension & Termination

We reserve the right to suspend or terminate your access to the platform at any time without prior notice for violation of these terms or any applicable laws.

10. Governing Law

These Terms & Conditions are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of Nigerian courts.

11. Contact Us

If you have any questions regarding these terms, please contact us:

Email: kpietrades@gmail.com

Last updated: April 15, 2025

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