ZERTH PAY connects users, merchants, and agents with the power of digital finance — fast, secure, and built for you.
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EMPOWER YOUR FINANCES
Send money, accept payments, and grow your income — all with ZERTH PAY. Trusted by individuals, businesses, and agents across Africa..
About
ZERTH PAY is a powerful yet simple digital platform that enables users to send money, merchants to accept payments, and agents to earn through financial services.
38
M+
Businesses have already joined us!
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Zero percent fee to any transaction
So many people love our services
UNLOCKING THE POWER OF DIGITAL PAYMENTS
From personal transfers to business transactions, ZERTH PAY brings speed, security, and convenience to your fingertips.
Individuals
Send and receive money, pay bills, and stay in control of your finances with a secure, easy-to-use app designed for everyday life.
Merchants
Accept payments seamlessly online and offline, track transactions, and grow your business with reliable tools built for commerce
Agents
Earn income while offering financial services to your community — cash deposits, transfers, and more — powered by ZERTH PAY
SIMPLIFY YOUR PAYMENT PROCESSES
It’s simple, fast, and secure. Here’s how to unlock the full power of ZERTH PAY:
Create Account
Create a free account as an individual, merchant, or agent — no paperwork needed.
Personalize Your Dashboard
Set up your profile, link your bank or wallet, and customize your payment preferences.
Start Transacting
Send and receive payments, earn commissions as an agent, or manage business sales — all in one place.
EXCEPTIONAL SERVICES AND SOLUTIONS
ZERTH PAY brings next-level financial services to your fingertips. Whether you're sending funds, running a store, or serving your community — we’ve got a solution tailored just for you.
24/7 Transactions
Send and receive money anytime, anywhere — securely and instantly
Zero Hidden Fees
Transparent pricing with no surprises. What you see is what you pay.
Say Goodbye to Complex Payments
ZERTH PAY makes financial transactions fast, simple, and secure — whether you're sending money, accepting payments, or running your business.
No more long queues, no paperwork. Just seamless digital finance, built for the modern African user.
Secure Payments
Instant Transactions
Digital Wallet
50
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Payment & Service Integrations
From everyday users to growing businesses, ZERTH PAY is your all-in-one fintech app and secure payment gateway.
Simple, Transparent Pricing
Whether you're sending money, accepting payments, or offering financial services, ZERTH PAY has a plan made for you.
Personal
Use ZERTH PAY to send and receive money, buy airtime, pay bills, and manage your wallet — all from your mobile device, anytime, anywhere.
Merchant
Accept payments through POS, QR, card, or wallet. Track sales in real-time and access powerful tools to help your business grow with ease.
Agent
Become a ZERTH PAY Agent and earn commissions by offering essential services like deposits, withdrawals, bill payments, and airtime top-ups within your neighborhood.
Trusted By Professionals
From everyday users to business owners and community agents, ZERTH PAY is trusted across Nigeria for fast, secure, and reliable financial services. We're proud to be the go-to digital payment solution for thousands of people who count on us every day.
“With ZERTH PAY, I can send money to my family and pay bills instantly — no delays, no stress. It's my go-to app for everything finance.”
Sarah O.
ZERTH PAY User
“I run a small store, and thanks to ZERTH PAY’s QR and POS features, I can accept payments from all kinds of customers without hassle.”
Chuka B.
Merchant, Lagos
“Being a ZERTH PAY agent has changed my life. I earn steady commissions while helping my community access financial services.”
Blessing T.
Authorized Agent
FREQUENTLY ASKED QUESTIONS
Got questions? We’ve got answers. Whether you're a user, merchant, or agent, here are some of the most common things people ask about ZERTH PAY.
You can download the app from the Play Store, create a free account in minutes, and start transacting immediately. No paperwork required.
Agents can help customers deposit and withdraw cash, buy airtime, pay utility bills, and assist with financial services in their communities.
Merchants can receive payments through QR codes, POS terminals, or direct wallet transfers — and monitor all transactions in real-time.
Yes! ZERTH PAY uses bank-grade encryption and secure transaction protocols to protect your money and data at all times.
ZERTH PAY Exiting Features
We’ve built powerful tools to simplify your everyday experiences. From travel to lifestyle, enjoy seamless services all within the ZERTH PAY app
Book Flights Instantly
Compare and book both local and international flights directly through your ZERTH PAY app. Fast, reliable, and hassle-free.
Reserve Hotels with Ease
Discover top-rated hotels, compare prices, and book your perfect stay all from the convenience of the app.
Book Dining & Events
Make restaurant reservations, grab event tickets, and enjoy curated experiences — right from your ZERTH PAY dashboard.