ZERTH PAY

ZERTH PAY connects users, merchants, and agents with the power of digital finance — fast, secure, and built for you.

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ZERTH PAY for Individuals

Enjoy fast, secure, and stress-free financial services. From transfers to bill payments, ZERTH PAY helps you take control of your money — anytime, anywhere.

Send & Receive Money

Transfer funds instantly to anyone — no bank app needed.

Pay Bills Easily

Handle electricity, airtime, data, and more — all in one place.

Scan & Pay with QR

Use QR codes to shop and send money securely and quickly.

Digital Wallet

Top up and manage your ZERTH PAY wallet with full control over your funds.

Transaction History

Track all your payments, receipts, and activities in one secure place.

Secure Access

Your data and transactions are protected with advanced encryption and verification.

Trusted By Professionals

From everyday users to business owners and community agents, ZERTH PAY is trusted across Nigeria for fast, secure, and reliable financial services. We're proud to be the go-to digital payment solution for thousands of people who count on us every day.

“With ZERTH PAY, I can send money to my family and pay bills instantly — no delays, no stress. It's my go-to app for everything finance.”

Sarah O.

ZERTH PAY User

“I run a small store, and thanks to ZERTH PAY’s QR and POS features, I can accept payments from all kinds of customers without hassle.”

Chuka B.

Merchant, Lagos

“Being a ZERTH PAY agent has changed my life. I earn steady commissions while helping my community access financial services.”

Blessing T.

Authorized Agent