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ZERTH PAY connects users, merchants, and agents with the power of digital finance — fast, secure, and built for you.

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QUESTIONS

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HOW IT WORKS

ZERTH PAY is a digital financial platform that allows individuals, merchants, and agents to send money, accept payments, and access financial services with ease.

No, you can use ZERTH PAY with just your phone number and a wallet. Bank accounts are optional but supported.

Yes, ZERTH PAY is available for Android. A web version is also accessible for certain functions.

You can send us a mail to info@sharpalicom or call our customer support +234-811-999-7040

FREE CHARGES AND FEATURES

Is it free to create a ZERTH PAY account?

Yes, creating and maintaining a ZERTH PAY account is completely free.

Are there any hidden fees?

No hidden fees. All charges (if any) are shown transparently before you confirm a transaction.

What services can I access for free?

You can check balances, receive payments, view history, and use QR scanning at no cost.

For Merchants & Developers

How do I integrate ZERTH PAY into my website or app?

Developers can access our API and SDKs for fast, secure integration. Documentation is available in the developer portal.

What payment methods can customers use with ZERTH PAY?

Customers can pay via QR code, ZERTH wallet, cards, bank transfers, and more — all through a unified gateway.

How do I monitor transactions as a merchant?

Merchants get access to a real-time dashboard for viewing transactions, payouts, and settlement reports.

Can I offer recurring or subscription payments?

Yes, ZERTH PAY supports recurring billing and subscription-based models.

For Agents

What is a ZERTH PAY Agent?

Agents are individuals or businesses that help others access financial services like cash in/out, airtime purchase, and bill payments — while earning commissions.

How do I become an agent?

Simply sign up on the app and complete the agent registration form. You'll receive onboarding guidance and support.

How much can I earn as an agent?

Commissions vary by service, but agents earn on every successful transaction — from ₦20 to ₦100+ per service.

Do I need a shop or kiosk to become an agent?

While a physical location is helpful, it's not required. You can start as a mobile agent too.